FHA Loans More Valuable as Assumable Mortgages

Sometimes an assumable loan can be the deciding factor in someone buying your home. As the FHA interest rates rise, the demand for assumable mortgages will rise significantly.  FHA continues to be one the last home loan program that offers an assumable mortgage for new home buyers. Conventional mortgages and are not assumable and in most cases, neither are subprime loans. In most cases, conforming loans have a clause that requires the mortgage lien to be paid in full before it can be sold. The only home loans that offer an assumable option are the VA and FHA mortgages.  Read the original article FHA Assumable Mortgage.

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